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About Learn Plan Invest & Grow Money
Learn Plan Invest & Grow Money is your personal digital mutual funds app, built to help you invest smartly and grow your wealth. Access over 4,000 mutual fund schemes—equity, debt, liquid, small-cap, large-cap, mid-cap, hybrid, and tax-saving ELSS funds—all ranked by Scripbox's proprietary algorithm and vetted by our experienced research team.
Get unbiased fund recommendations tailored to your risk profile, investment goals, and time horizon. Choose between SIP (Systematic Investment Plan) and lumpsum investments, calculate the right SIP amount for your needs, and use tax-optimised strategies to maximise returns. The app guides you toward funds that match your financial planning goals, not just flashy performers.
Manage your complete portfolio in one place. Tag and track external investments alongside new ones, view portfolio growth strategies, and receive quarterly portfolio reviews with actionable recommendations. Switch existing mutual fund holdings from other platforms seamlessly—whether SIPs or lumpsum amounts from major funds and apps. Family portfolios let you manage multiple accounts together, making coordinated financial planning straightforward.
Smart tools help you make informed decisions. Use the SIP Calculator and Mutual Fund Tracker to compare options, analyse fund performance and taxation details, and plan withdrawals strategically. The Scripbox Smart Withdraw algorithm minimises capital gains tax impact and exit loads, protecting your returns.
Invest securely through paperless transactions with UPI apps (Google Pay, PhonePe, BHIM, Paytm), net banking, and NPCI eMandate for one-tap payments. Access leading mutual fund schemes from top asset management companies including SBI, Nippon India, ICICI Prudential, HDFC, Kotak, Mirae Asset, Axis, Motilal Oswal, L&T, IDFC, Parag Parikh, and UTI.
Timely notifications keep you on track—never miss portfolio reviews, new investment opportunities, SIP updates, or other critical actions. Detailed insights on fund performance and taxation help you stay informed every step of the way.
Trusted by over 1,00,000 families since 2012, Learn Plan Invest & Grow Money manages ₹18,500+ crores in assets. Start building your wealth with a mutual funds app designed around your financial goals, not sales targets.
Pros & Cons
Pros
- Access to over 4,000 mutual fund schemes across multiple categories
- Proprietary algorithm ranks funds and provides personalized recommendations based on risk profile
- Consolidated portfolio management tracks external investments alongside new ones
- Tax-optimized withdrawal strategies minimize capital gains tax impact
- Supports multiple payment methods including UPI, net banking, and eMandate
Cons
- Requires account creation and KYC verification before making any investments
- Algorithmic recommendations depend on accurate financial data you provide upfront
- Real-time market dynamics mean fund performance can shift rapidly between reviews
- Family portfolio coordination may require sharing sensitive financial details across accounts
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